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Tips for Wearing Neutrals When You’re Over 50

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Color plays a huge role in our wardrobe. Red is often associated with passion, strength, and excitement, while blue is associated with calm, trust, and dependability. And I bet most of you have a lot of black in your wardrobe, which is associated with power, mystery, and timeless style. But what about neutrals? If you are interested in those, here are tips for wearing neutrals for us women over 50.

What colors are considered neutrals?
Neutral colors go beyond just black and white. Think of shades that blend easily with other colors, like beige, taupe, ivory, gray, navy, brown, and olive. These tones don’t compete with other colors and work with almost any outfit combination. Navy, for instance, is a fantastic neutral that feels softer than black but just as versatile. And don’t forget camel and cream for an easy touch of elegance that works year-round.

Tania Stephens is wearing a neutral outfit from J.Jill
Cabled Button-Front Cardi (Medium) | High-Rise Corduroy Boot-Cut Jeans (Size 8) | Do-It-All Leather Tote

Tips for Wearing Neutrals When You’re Over 50

Which colors look best with warm and cool complexions?
If you have a warm complexion, earth tones like camel, olive, warm reds, and chocolate brown can bring out the natural warmth in your skin. For cool complexions, you’ll want shades with blue or gray undertones, like icy pastels, slate gray, and even a classic navy or cool beige. If you’re unsure, take a look at your veins—greenish veins usually mean warmer tones look best, while bluish veins mean you’re more suited to cool tones.

Mix Textures to Avoid a ‘Blah’ Moment

When you’re wearing neutrals, mixing textures can keep your outfit from looking flat or, dare I say, boring. Pair a soft, cozy cashmere sweater with tailored tweed pants, or layer a leather jacket over a knit top. The contrast keeps your outfit looking fresh, so you stand out without a single loud color in sight.

J.Jill textured neutral cardigan

I bought this Cabled Button-Front Cardi over the weekend, and I love it! The color is a blend of oatmeal and light gray which looks great with the Corduroy Boot-Cut Jeans. The buttons are oversized and a nice detail, but it is the textured cable knit design that is the star. The cardigan is slightly oversized, but I’m wearing my usual medium size, and it fits me perfectly.

Tania Stephens is wearing a neutral cable knit pullover sweater
Cable Crewneck Sweater (Medium)

I think a cable-knit sweater is the epitome of quiet luxury. It just brings to mind a group of Kennedys sitting on a weathered deck in Hyannis Port, sipping coffee and talking about sailing. I recently bought similar turtleneck sweater that is cropped and looks great with high-waist pants.

Prioritize Fit and Structure

Neutrals work best when they fit well and have a bit of structure. A tailored blazer, well-fitted jeans, or a nice trench can instantly elevate your look. Forget the idea that aging means hiding behind loose fabrics—choose pieces that flatter your shape and make you feel polished. After all, the goal is to feel seen and fabulous, not hidden away!

Accessorize to Let Your Personality Shine

Think of neutral outfits as the perfect blank canvas for accessories. Add some personality with a chic handbag, a bold pair of earrings, or leopard-print flats. It’s like adding seasoning to a recipe—just a dash can take the whole look up a notch! And a fun scarf or statement necklace? It is always a good idea to add some pizazz.

Black Doman Sweater (Medium) | Pull-On Flare Trouser Jeans (Size .5) | Kendall Leopard Leather Tote

Leopard is trending, so I’ve been carrying this leopard print leather tote on repeat! I treat leopard print as a neutral, and it works well.

This Italian Leather Convertible Crescent Handwoven handbag is the perfect size and a great neutral. I love this woven style, and crescent handbags are all the rage. This one is also available in merlot, black, and taupe, all neutrals that would look fabulous with almost anything.

Play with Different Shades and Tones

When working with neutrals, think beyond basic beige. Blending shades like cream, camel, and chocolate can create depth and interest without any one color taking over. It’s an easy way to look put-together and keep your outfit from being too one-note. Besides, a little tone-on-tone action never hurt anyone.

Tania Stephens wearing neutral chocolate brown for fall.
Crop Faux Suede Jacket (Large) | Short Sleeve Wool & Cashmere Sweater (Large) | MOTHER Sixth Sense The Tomcat (Size 29) | Sheebra Pointed Toe Bootie (TTS) | Suede Large Tote Bag | Statement Earrings

Each of the brown items in this outfit is a different shade. The cashmere tee is a basic beige, but all the other saturated shades of brown give this outfit a lot of depth and visual interest. The rich brown hues tie the outfit together, and the suede material of the jacket and tote add a luxurious touch, perfect for the fall season.

Layer Like a Pro

Fall is layering season, so take advantage! Start with a neutral tee or turtleneck, add a cozy cardigan, and finish with a trench or wool coat. Layering not only keeps you warm but adds dimension to your outfit. Plus, you can adjust throughout the day, so you’re never too hot or too cold—just perfectly stylish and comfortable.

Talbots long coat with jeans
Double Face Wool Blend Shawl Collar Coat (Large) | Ruffle Neck Top (XL) | Barely Boot Cut Jeans (Size 14)

Chocolate brown is a trending color this year, and here are 3 Stylish Ways To Wear Chocolate Brown. I’m partial to longer coats in the winter since they offer extra coverage and look lovely with dresses. I rarely button a coat and prefer them to show the outfit underneath. So, I size down when wearing a double-breasted coat or jacket to make that happen.

Layering with neutrals
Outfit Inspiration – Links Sold Out

Here is a throwback to January 2021. This is a classic way to layer upon layer depending on the area of the country you live in. If you are in a warmer climate, you can wear a lightweight sweater with pants. Those in cooler areas can layer with a cardigan, coat, and a wool or cashmere scarf for extra warmth. Here are similar items that can create the same look.

Go for Quality Fabrics
High-quality fabrics make a difference in how neutrals look and feel. Look for wool, cashmere, cotton, and leather pieces to elevate your outfit and give it that just right look. Not only will quality fabrics make you look polished, but they’ll also keep you comfortable, so you’re not tugging at itchy seams all day.

Tania Stephens is styling a cashmere sweater with chocolate corduroy pants from the Talbots Friends and Family Sale

I love the softness of the material, and it makes me feel special when I wear it. The Audrey Cashmere Sweater in dark walnut is beautiful! I love this neutral brown color with my skin tone and hair, and it’s one I’ll wear a lot this fall and winter.

Elevated Casual Wardrobe from Quince and others14

The Brushed Short Sleeve Lounge Tee is soooo soft! I love the Dolman sleeves and the banded bottom; it is so flattering. The top is made from a super stretch knit fabric with a soft, brushed hand feel.

Embrace the Monochromatic Look
If you’re in the mood to make a statement, try going head-to-toe in one color. A monochrome look in shades of beige, grey, or brown is timeless and flattering. Plus, wearing one color from top to bottom creates a seamless line that’s elongating. It’s the kind of trick that says, “Yes, I know what I’m doing,” without having to actually say it.

Tania Stephens wearing a gold tweed metallic jacket with ivory pants
Gold Tweed Jacket (Size 1) | Button Cuff Turtleneck Sweater (Size 1) | Ponte Wide Leg Cropped Pants (Size .05)

This gorgeous outfit checks off a lot of boxes. It features a textured tweed jacket, a quality cashmere turtleneck sweater, and a monochromatic neutral column of color. You can wear this outfit in multiple ways and dress it down with jeans.

Monochromatic neutral outfit
Outfit Inspiration – All Items Sold Out

Here is a great example of wearing monochromatic neutral colors. This outfit is anything but boring! The Ralph Lauren Double Breasted Coat is a classic that I’ve had for years. Buying quality neutral clothing that can be worn for years will save you money in the long term.

Which neutral colors look best with gray, blonde, and brunette hair colors?

The other day, I had a lot of comments about what color looks best with gray hair color. So, I thought you might like to use this as a guideline. Hmmm, I wonder if this guide works for colored hair. Our natural hair color might not be the color we are now wearing. 🤪 Let me know if you think this guide is correct.

  • Gray hair: Soft tones like dove gray, ivory, and even blush can complement gray beautifully, giving a soft yet sophisticated look. Charcoal and navy are also fantastic, creating a striking contrast.
  • Blonde hair: Blondes glow in shades like camel, warm beige, and even classic navy. These tones bring out the warmth in golden blonde shades or the coolness in ashy blondes.
  • Brunette hair: Browns and brunettes shine in rich shades like chocolate, olive, and burgundy. If you’re a brunette, neutrals like taupe and charcoal will enhance your hair’s depth and give a balanced, timeless look.

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Verse Of The Day

Philippians 1:6 (NIV)
being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.

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38 Comments

  1. Love the neutral colors!

  2. I enjoy dressing in neutrals occasionally.

  3. Roberta Schwandner says:

    I love the gold tweed jacket!

  4. Stacie Kreitman says:

    Tania, You look fabulous! I am so impressed that you took off weight and have kept it off!
    Love the oatmeal cardigan with the beige cords!

  5. Happy Birthday to your darling, Matti B!🎂🎉🥰
    Navy blue is my favorite neutral; it compliments my highlighted blonde hair. Terrific post, Tania!

  6. Sherrie Tolbert says:

    Happy Birthday to your beautiful Grandaughter.
    Love the neutrals. Also you look fabulous in all of them. Especially love the navy.Thanks for the tips on which ones to wear grey hair.

  7. I love warm neutrals and outfits combining them. You can really make chic and understated looks with neutrals!

  8. Thanks for sharing these tips! Loved all the outfits and they look great on you!

  9. Debbie Hall says:

    Tania, I love of your outfit choices of neutrals. You gave me some great ideas of some things I already have in my closet to style. You are so good at that!!! Thanks a bunch!!!

  10. Happy birthday to your granddaughter. It’s fun having a granddaughter. Good tips. I love the brown jacket and jeans outfit.

  11. Wow, lots of pretty neutrals

  12. Jenniffer Groski says:

    I am loving all the warm neutrals!

  13. Happy Birthday Matti! I love this information on neutrals. After decades of random and frequently unflattering color mixes, I admit that I need help!! Thanks for your upbeat, faith-injected, always helpful advice and examples, Tania!

  14. Patt Dyal says:

    Happy Happy Happy Birthday to your precious granddaughter. I am blessed with 7 grandchildren and only one beautiful granddaughter in the bunch.
    I love when the weather becomes cool and crisp so the beautiful sweaters came be worn. The fall colors are gorgeous and I will definitely add a pair of corduroy slacks because of you sharing this with me.

  15. Grand kids are the greatest! Happy birthday to yours. This is all great advice for wearing neutrals and matching skin tones and hair color. I will be saving this. I can see myself going back to the advice you have given. Thanks!

  16. Happy Birthday sweet girl! I love sweaters and I wear cool tones. Love you and your blog!

  17. Great ideas for styling neutrals!

  18. Great information!!! Happy Birthday Matti❤️🎉 Happy Wednesday ❤️❤️❤️

  19. sue koren says:

    Your grandaughter is beautiful!

  20. Love neutrals! Great ideas, thanks!

  21. Linda Shearer says:

    Love the first sweater and there is no wool in it! Love all these neutrals.

  22. I’m not sure what color my hair is now….lol! I was a brunette, then as I started to gray, I started to highlight my hair. Now, I spend so much time in the sun (until this time of year) that my highlights and lowlights get blondish. My hair color depends on the season. Ha! I guess I need all of these combos.

    1. That’s how I am too. It really depends upon my mood.

  23. Happiest of Birthdays to Matti B!
    Beautiful girl!

  24. Cindy Kelly says:

    Miss Matti B. is a beauty!!!!!

  25. Happy Birthday to your beautiful Mattie B. Love the neutral!! Thanks

  26. Kathy Laweryson says:

    Thanks for the recommended color shades for warm vs cool complexions. I’m a warm and prefer burgundy and chocolate browns but not olives, which i know is supposed to look good on me.

    1. Kathy, I must not be warm or cool since I love burgundy and chocolate, and also olive, red, blue, etc.

  27. Happy sweet 16 to your beautiful granddaughter. I love neutrals. I pretty much build my wardrobe around them. All of the ones you are showing are beautiful.

  28. Nothing like our GRANDS. Happy Birthday to yours!

  29. Love wearing browns! My go-to neutral! You give us lots of ideas,

  30. Happy Birthday, Matti B.!!!!

    I’ve been a “Granna” for 15 yrs as of yesterday. Our sweet Lily(bug) was our first grandchild and she is a blessing. She’s is kind, loving, sensitive, caring, funny & fun. We are so proud of the young lady she’s growing up to be .

    1. She sounds a lot like my sweet, Matti!

    2. Our first grandchild was born last October. I had nine months to prepare and still couldn’t decide what I wanted Colter to call me. So, I thought I’d let him decide. I LOVE “Granna”! I might just steal your name! 😉

      1. One set of grandkids call me Nana Tania, and the other set calls me NeeNee. I let them decide what they wanted to call me, I’m just happy they call. Lol!