Bold and Beautiful: How to Wear Statement Necklaces with Confidence Over 50

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I’ve always been drawn to bold jewelry, especially big, eye-catching necklaces. You won’t often catch me in dainty little chains or tiny earrings. I want something that makes a statement the second I walk in the room. And here’s the thing, Gurl: just because we’re over 50 doesn’t mean we have to shrink into the background. If anything, it’s the perfect time to step out in confidence and wear the pieces that make you feel fabulous.

A good statement necklace can take even the simplest outfit from “just fine” to “fabulous” in seconds. I’ll throw one on for an easy dinner with friends, to elevate my jeans-and-tee errand look, or to add a little extra sparkle for a special occasion. The trick is wearing them without feeling overdone. Today, I’m sharing my favorite tips (and some gorgeous picks) that blend timeless elegance with just the right touch of what’s trending.

What Is A Statement Necklace?

Summer Neutrals with a statement necklace of turquoise
 Top Handle Straw Clutch | Daphne Statement Necklace | Daphne Earrings 

A statement necklace is that one bold, eye-catching piece you toss on when you want to take a simple outfit and turn it into something fabulous without even trying, ha! It’s usually chunky, colorful, or sparkly (or all three, lol) and sits around your neck, drawing attention right to your face while pulling your whole look together. Think of it like adding a little “ta-da!” to your white tee or your favorite black dress when you need to feel pulled together in seconds.

Over 50 Fashion Blogger, Tania Stephens is styling black cocktail dresses for women over 50 -16
Statement Necklace in Golden Abalone

The Statement Necklace in Golden Abalone can make any outfit look like a million bucks! The other day, I wore this statement necklace with jeans, and it took the look up a thousand percent. I love that the necklace is adjustable and can be worn shorter, like a choker, or longer, like a pendant.

Statement Necklaces From Talbots

Wavy Disc Statement Necklace – Talbots

This necklace is a true statement piece with its wavy discs that catch the light beautifully. It sits just at the collar, making it great for adding interest to a basic top or blouse. Try pairing it with a simple button-down shirt or a V-neck to let this necklace shine as the focal point of your outfit.

  • Shiny discs add texture and sparkle
  • Collar length layers perfectly over blouses
  • Lightweight enough for daily wear

Embellished Shell Pendant Necklace – Talbots

This pendant necklace brings a POP while staying elegant. The shell detail feels like vacation inspiration, perfect for adding flair to a basic tee or a simple outfit. It’s a great choice when you want to add a bit of sparkle without overpowering the rest of your outfit.

  • Beautiful shell detail for a touch of glamour
  • Works well with V-neck tops and blazers
  • Adds easy flair to casual or dressy looks

This bold Heritage Links Necklace is a true statement piece for your collection of red dresses or solid-colored outfits. It adds boldness without being too heavy, perfect for adding an extra focal point to your look. Try wearing it over a plain dress to let it shine.

  • Statement piece with a modern feel
  • Lightweight but impactful
  • Pairs beautifully with solid-color outfits

More Statement Necklaces For Women Over 50: Talbots

Statement Necklaces From Chico’s

Gold Tone Crinkle Collar Necklace – Chico’s

This collar necklace is perfect when you want a bit of shine for special occasions. The gold crinkled texture adds interest while sitting nicely at the neckline. You could pair this easily with a dress or fancy blouse for dinners and upscale events.

  • Collar length for a structured look
  • Adds shine and dimension
  • Perfect for pairing with blouses and dresses

Gold Nugget Collar Necklace – Chico’s

If you love warm tones like me, this gold nugget collar necklace is calling your name! It brings a pop of sparkle, making it a great statement piece for a summer wardrobe. It’s light enough for daily wear yet bold enough to elevate any outfit.

  • Nugget design adds texture
  • Gold tone complements warm-colored outfits
  • Easy to wear with V-necks and button-downs

Layered Silvertone Bib Necklace – Chico’s

How pretty is this?! This bib necklace gives off cool-toned sparkle, perfect for those who prefer silver jewelry like my sister. It would look great over solid-colored tops! This is going to add extra flair to your outfits when you need to feel put together in seconds.

  • Layered design for a statement look
  • Silvertone finish for a cool, modern feel
  • Adds structure to simple tops

More Statement Necklaces: Chico’s

Statement Necklaces From Loft

Hammered Heart Necklace – LOFT

A hammered pendant brings subtle sparkle while keeping the look relaxed. This heart-shaped necklace would work for adding warmth to your wardrobe and makes a lovely piece of jewelry for everyday wear. Pair it with jeans and a soft blouse for a polished, casual outfit.

  • Hammered heart pendant adds texture
  • Perfect for layering with other necklaces
  • Easy to wear with t-shirts, blouses, or sweaters

Pearlized Herringbone Layered Pendant Necklace Set – LOFT

Layered necklaces are on-trend and perfect for women over 50 looking for accessories that can be worn with a lot of different looks. This set combines a herringbone chain with pearlized pendants. It layers well over blouses and sweaters (winter is coming eventually) without overwhelming your neckline.

  • Layered look without the tangle
  • Pearls add classic sparkle
  • Works for both casual and special occasions

More Statement Necklaces: Loft

Statement Necklaces From J.Crew Factory

Three Layer Necklace – J.Crew Factory

For those who want a layered look without the fuss, this three-layer necklace is a great option. It’s versatile, easy to style, and gives off effortless chic vibes when paired with a basic tee or blouse.

  • Pre-layered for ease
  • Adds dimension to basic tops
  • Lightweight and easy to wear

Pearl Layering Necklace – J.Crew Factory

Pearls are always in style, and this layered piece can dress up jeans and a blazer or add a soft touch to dresses for special occasions.

  • Pearls add classic beauty
  • Layered design for easy styling
  • Pairs well with blouses and dresses

More Statement Necklaces: J.Crew Factory

Wearing a statement necklace over 50 is all about balance! Let the piece of jewelry be your focal point while keeping the rest of your outfit simple, whether that’s a V-neck tee, a blouse, or a classic dress. Don’t shy away from trends like layered necklaces or bold pendants. They add extra flair and fun to your wardrobe without overwhelming your look. Let your jewelry be an extension of your personal style, and enjoy the compliments when you walk into the room!

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To GOD Goes The Glory!

Verse Of The Day

Matthew 5:16 (NIV)
16 In the same way, let your light shine before others, that they may see your good deeds and glorify your Father in heaven.

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